Original Medicare
In plain EnglishA plain-English guide to Medicare Parts A, B, C & D — the building blocks of your coverage.
Medicare, explained
Currently, the Medicare Program is made up of 4 basic parts: A, B, C and D. Think of these parts as building blocks to your healthcare coverage. Parts A and B are considered Original Medicare and they are provided by the federal government. Parts C and D came later and are provided by private health insurance companies. Matt lays out your choices side by side, at no cost to you.
The one big choice
Two roads. You'll only ever be on one.
At any given time you will only be using either Part A, Part B, and Part D OR you will be using Part C.
Road 1
The fine printOriginal Medicare (Part A and Part B), plus a Medicare Supplement (Medigap) policy, plus a Part D prescription drug plan (PDP).
In plain English
The government's Parts A and B, a Medigap plan to pay the 20%, and a drug plan.
From Matt's Original Medicare and Medicare Supplement explainers
Road 2
The fine printIf you have an MA plan then this becomes your Primary Insurance and Original Medicare gets set aside but you will still need to continue paying your Part B premiums.
In plain English
One private network plan that becomes your primary insurance. You still pay your Part B premium.
From Matt's Original Medicare explainer
Plans in this category
Medicare Supplement
In plain EnglishWhat a Medicare Supplement (Medigap) plan actually covers — and the gaps Original Medicare leaves behind.
Medicare Advantage
In plain EnglishWeigh the real upside and trade-offs of Medicare Advantage (Part C) before you enroll, with a neighbor who knows Michigan's plan options.
Prescription Drug
In plain EnglishA plain-English walkthrough of Medicare Part D's deductible, copays, and yearly out-of-pocket cap — and how to enroll in the right plan.
Talk to Matt
Talk it through with Matt
Fill out the short form or just call: 810-432-0525.
- Call or text 810-432-0525
- Email matt@medplanadvisors.com
- Office Goodrich, MI
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