Dental Insurance
In plain EnglishOriginal Medicare dental coverage is thin at best — here's what it skips and the low-cost fix our clients use instead.
Extra protection for the gaps
Ultimately what we have found works best is for our clients to enroll in a stand alone plan that combines the dental, vision and hearing benefits. The monthly premium is low and allows you to have more coverage than what you would normally be provided otherwise with just Original Medicare. For a hospital stay or a serious diagnosis, Matt can also show you plans that pay cash benefits directly to you.
What Medicare leaves out
The gaps, in plain English
Dental, vision and hearing
The fine printOriginal Medicare only covers dental, vision, and hearing when it is related to inpatient or outpatient medical necessity.
In plain English
Routine teeth, eyes and ears aren't covered.
From Matt's Dental, Vision and Hearing explainer
A serious diagnosis
The fine printThe solution is an insurance plan that can pay you a lump sum in the event of one of these diagnoses.
In plain English
A lump sum, paid to you, after cancer, a heart attack or a stroke.
From Matt's Cancer, Heart Attack & Stroke explainer
A hospital stay
The fine printThese are specifically designed to help you fill gaps in your Medicare Advantage coverage by providing cash to help cover copays, coinsurance, deductibles, pharmacy prescriptions and other non-covered expenses that may arise from hospital stays and services.
In plain English
Cash toward what your Advantage plan leaves when you're in the hospital.
From Matt's Hospital Indemnity explainer
Plans in this category
Vision Insurance
In plain EnglishOriginal Medicare covers almost no routine eye care — see the few exceptions and explore affordable stand-alone vision plans.
Hearing Insurance
In plain EnglishMedicare doesn't pay for hearing aids. Find out what it does cover, and how one affordable plan can close the gap.
Cancer/Heart/Stroke
In plain EnglishA lump-sum benefit that pays cash if you're diagnosed with cancer, heart attack, or stroke — to cover what Medicare and health insurance leave behind.
Hospital Indemnity
In plain EnglishCash benefits that fill the gaps your Medicare Advantage plan leaves behind—for hospital stays, copays, and more.
Talk to Matt
Talk it through with Matt
Fill out the short form or just call: 810-432-0525.
- Call or text 810-432-0525
- Email matt@medplanadvisors.com
- Office Goodrich, MI
Compare plans with Matt
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